Our Team
Experienced bankers with a passion for the community.
Aaron Kleist
Commercial Banker - St. Augustine
Aaron has been a Community Banker for the last 25 years. Originally from Minnesota he moved to Florida in 2000. He earned his Bachelor of Science in Business Finance from St. Cloud State University in St. Cloud, Minnesota. “Being part of the Barwick Bank team is truly an honor, as they are dedicated to their customers and the community.” Outside of work Aaron enjoys spending time with his family and traveling.
Abbey Kleist
Commercial Loan Specialist - St. Augustine
Abbey is a Florida native who grew up in St. Augustine. She began her career as a commercial banking intern and has now been in the industry for two years. Passionate about commercial lending, Abbey enjoys learning and growing as she continues her career. She values being part of a bank with a great culture that serves its community. Abbey earned her bachelor’s degree in business from Columbia International University, where she played four years of collegiate volleyball. In her free time, you can find her on the beach, either reading or playing beach volleyball.
Al Jankowski
Teller - St. Augustine
In 2015, Al started a career in banking taking a job with Reunion Bank. At Reunion, Al drew on his extensive experience in customer service by filling a key role in developing a one on one customer banking experience with Reunion customers in 3 branches in Northeast Florida. After Center State Bank acquired Reunion, Al left the company in late 2019. In July of this year, Al took a position with Barwick Banking Company in the St. Augustine office reuniting with former Reunion Bank colleagues. His extensive knowledge of the area and background in superior customer service will be a great asset to the BBC family.
Alexa Castano
Universal Banker - Gainesville
Alexa is a Florida native who is excited about wrapping up her first year in banking. Prior to joining the Barwick Family, she spent several years in customer service and found a love for serving and connecting with her community. She is eager to use this opportunity to learn and grow from the amazing team she is surrounded by. Outside of the bank, Alexa enjoys spending time in the sun with her friends and family or immersing herself in a good book.
Amber Trussell
BSA / Compliance Specialist
Amber is originally from Bell, FL but her love for the ocean and history brought her to St Augustine 5 years ago. Amber has been in banking for 6 ½ years, started out as a teller and continues to work her way up in the banking community. She has the passion to learn and grow in all aspects in order to be the best she can be. “I am excited to be a part of this fantastic team as we work together to create a home feeling bank. “You don’t have to be great to start, you have to start to be great, is one thing I live by.” Amber really enjoys spending time with her husband and 2yr old son, along with her love for being on the beach, crafting, and just anything that is outdoors.
Andrea Lubbia
Management Associate - St. Augustine
Andrea, originally from Italy, has a background in both business and soccer. He earned a degree in Business Administration and Marketing from Flagler College, where he also played as the goalkeeper on the soccer team. Andrea later completed a master’s in Business Analytics at the University of North Florida. Beyond his professional work, Andrea coaches the U11 and U12 boys teams at Ancient City Soccer Club, sharing his passion for the sport with young players. In his free time, he enjoys relaxing at the beach with friends. Andrea was drawn to Barwick Banking Company by its positive energy and strong community spirit. He’s excited to be part of the team!
Andy Barboza
Lending Officer
Andy has 25+ years of banking experience including working as a Teller, Personal Banker, Assistant Branch Manager, Branch Manager, Consumer Lending Officer, Small Business Banking Officer and Commercial Banking Officer. Andy is a native Texan, born and raised in Houston. In 2012 Andy moved to Ormond Beach, Florida with his wife and two children and enjoys being near the area’s beautiful beaches and family friendly attractions. Andy strives to provide legendary customer service to his clients every day and is passionate about serving and building his community. “I couldn’t ask for a better team to work with. My teammates at Barwick Bank are friendly, professional and are truly passionate about what they do. Working for Barwick Banking Company is a privilege and true blessing!”
Angela Froman
Loan Operations Specialist
Angela began her banking career 14 years ago at Sunshine State Community Bank as a teller. She then reunited with some of her co-workers at another home grown community bank named Reunion Bank where she served some of the most thoughtful, successful and true pioneers in our community.
After branching out to a larger banking institution and expanding her experience to include lending, she had the opportunity to return to her community banking roots at Barwick Banking Company.
She is so excited and grateful to work with an amazing team once more who support the genuine relationships that have been built and will continue to grow and strengthen by putting family and our community first!
She enjoys spending time with her son, daughter and dog. They love boating, riding in the Can-Am and overlanding. She says, "We live and serve the place we love!"
April Davenport
BSA/Compliance Specialist
April is a Florida native and began her banking career in 2002, spending most of the 18+ years in community banks. She has worked in a variety of roles including Teller, Deposit Operations, Loan Operations, Deposit Compliance, and BSA/AML Compliance. Her most recent role was in a large institution, and while it was a great learning opportunity, she came to the realization that her heart was really in community banking. “Barwick Banking Company has such an elite team of bankers who are ready to serve their customers’ needs effectively and efficiently. Many of us have worked together for several years, even decades. I know this team is poised to go above and beyond to provide superior customer service, and I’m grateful to have the opportunity to be a part of something so special!”
Ariel Glendenning
Branch Manager – St. Augustine
Ariel is a St. Augustine native and has been in banking for seven years. She started as a part time teller with Ameris Bank and then climbed to a personal banker and then assistant manager. “I am so happy to be a part of a local bank that truly cares for building relationships. I take a lot of pride in St. Augustine and to be a part of this family and bettering my community brings me so much joy!” Ariel enjoys being outdoors and spending the weekends on the boat fishing with her family and dogs.
Arthur Campbell
Credit Manager
Arthur began a banking career in 1990 after graduating from Clemson University and relocating to Central Florida. He earned his MBA at the University of Central FL while completing a corporate training program for banking professionals. He has a 30+ year career in commercial lending and administration, finance, construction, and development. Arthur enjoys spending time with his daughter Kaydee, their silly dog, Snapper, and their African Grey Parrott, Mango. “Working at Barwick reunites me with the most amazing, hardworking, dedicated, and fun professionals that I have had the pleasure to know and work with over the years”.
Ashley Colee
Assistant Branch Manager – Palatka
Ava Glover
Universal Banker - Barwick
Ava is a Loan Operations Specialist in Barwick, GA. Ava has lived in the Barwick area her entire life, and she enjoys using her interpersonal skills to serve her community. “It’s great to know our customers in such a unique and personal way. Being in a small, tight-knit place like Barwick gives us the opportunity to care for our customers in a custom-tailored way that no other bank can.” When she isn’t processing loans or helping Bank customers with a smile, Ava can be found enjoying quality time with her family, serving in her church’s nursery and praise team, or competing all over Georgia and Florida in power lifting.
Ben Lott
Market Executive - Putnam County
Ben has 30 years of experience in banking that began immediately upon earning his B.S. Degree in Economics from Florida State University in 1991. This career eventually led to an opportunity in Chiefland, Florida with Drummond Community Bank in 2006. Sixteen years later, after communicating with Jim Bange and Chad Bowling of the Barwick Banking Company, Ben has eagerly relocated his family back home in Palatka to join the team and strive to provide that hometown banking service that he loves. Ben enjoys working as a team and when he is not working, he enjoys spending time with his wife, kids, granddaughters and hunting family land. “This opportunity has brought about a renewed feeling of how banking should be done!”
Brenda McDowell
Universal Banker - Gainesville
Brenda has 40 years of banking experience in administration, retail, and commercial banking services. She has developed many long term financial relationships with the Gainesville business community. Brenda has also served on the Board of Directors for various Non Profit Organizations. Brenda holds a Foundation of Banking diploma from the American Institute of Banking as well as numerous certificates within the banking industry. “I am happy to be working with a team that I’ve worked with for many years locally, and excited about the growth with a community bank, Barwick Banking Company!” When not in the office, Brenda enjoys spending time with friends and family, exercising, and traveling.
Cassidy Spencer
Mortgage Loan Officer
With 20+ years in Residential Lending experience, Cassidy believes in building long term relationships, educating clients and making the process straight forward and stress free. Originally from California, her background was mainly as a Broker Associate for a brokerage in CA for 17 years. She moved to FL to work for a community bank, then onto a much larger bank platform. She started running her own retail branch as an Entrepreneurial Business Manager running a Profit & Loss model. This has allowed her to leverage diverse learning models to best serve clients.
Currently as VP Mortgage Banker at Barwick Bank, she is back with a good amount of the team from her former bank. When Cassidy is not working, she spends time with her family at the beach, golfing, fishing, playing tennis and pretty much anything outdoors. She’s also a singer which allows her to step out of her financial mind and tap into her creative side.
Chad Bowling
President/CEO
Chad has been in banking for over 22 years. He began his banking career as a teller at SouthTrust bank and has held a variety of positions with experience on both the retail and commercial side of the business. Chad currently serves on the Board of the St. Augustine YMCA and is a Member of the Rotary Club of St. Augustine. Chad’s favorite aspect of banking is being able to apply a common sense approach to find a solution that will serve the various needs in the community. He enjoys spending time with his wife and 2 children, boating, sports and he loves to travel.
Chris Priddy
Senior Credit Analyst
Christopher has been in banking for over 21 years holding similar titles for other financial institutions in the North Central Florida market since 2004. Prior to that, Christopher was a bank examiner for the Federal Deposit Insurance Corporation. Mr. Priddy holds degrees in both Finance and Accounting. He has lived in the Gainesville area for over 17 years and has been an active participant donating within the community during that time. Outside of work, Christopher enjoys spending time with his amazing wife and 2 children.
Christina Zdunek
Loan Operations Manager
Christina has worked in Banking for 18 years, 15 of that has been with community banks. She appreciates the home town feel community banks have with their customers and employees have with their co-workers. She’s been a teller, member service representative, teller supervisor loan administrator, and is currently the loan operations manager. “I love working with the team at Barwick Banking Company and have worked with many of them for eight years, I feel lucky to work with such wonderful people. On my down time I love spending time with family & friends on the water.”
Christine Thomas
BSA / Compliance Assistant
Christine has 30+ years of banking experience with various positions; teller, accounting and loan operation. Most of her banking career has been in the community bank environment. “I am happy to be working at Barwick Banking Company with my fellow team members again.”
Cindy Hampton
Deposit Operations Manager
Cindy has 20+ years of experience in banking including, Teller, Customer Service Representative, Deposit Operations Manager, Electronic Banking Support, Loan Operations Supervisor, Loan Processor and Loan Data Review. “A majority of my banking career has been with community banks so I am very excited to be a part of Barwick Banking Company and working with such a great team again!”
David Inman
Georgia Market Executive
David began his banking career as a Vice President with Truist Bank in the Tallahassee Florida market. He previously spent over 30 years in the consumer finance industry with Security Finance Corporation as a Regional Supervisor. He’s excited to join the Barwick Bank team and looks forward to helping the people of Thomas County reach their financial goals while building lasting community relationships. Outside of work, David enjoys spending time at Mexico Beach with his family and two labs, where they love offshore fishing, diving, and being outdoors.
Deborah Howell
Loan Operations Specialist
Debbie has been in banking for 30 years. Debbie started her career at SouthTrust Bank where she held many banking roles and transferred to Colonial Bank as a lending assistant. She has stuck with this role throughout her career as she enjoys assisting the loan officers and seeing the final results of the loans through to the finish line. She has worked with many of Barwick’s employees over the years and is extremely excited to have joined the team and to be a part of the Barwick Banking Company family. Debbie is married to her high school sweetheart and they have two beautiful girls. Her biggest joy is her grandson, Judah.
Fabiola Salmeron
Teller - Boston
The last 8 years, Fabiola was in the Food Service Industry. She completed her Servsafe Manager course at our local technical college. Barwick Bank is her first banking position and so far, she loves it! “I love the atmosphere, the customer interactions, the family we build as a team and the learning experience!” Fabiola has two kids, Thomas age 6 and Tori age 3. She is originally from Santa Barbara, CA. She moved to Georgia in 2016. Little to say, she has not gone back. She loves her home town, but loves the country, hospitality and trees even more! “It’s so green here compared to where I’m from.” In her free time, she loves to spend time with her kids, family and friends. They enjoy going to the beach, the park and to Grandma and Grandpa’s house.
Fred Jones
Director
Gail Baker
Chief Operations Officer / BSA Officer
Gail has 30+ years of experience with various roles in banking including, International banking; Branch Banking-Teller, Customer Service, Branch Manager; Consumer, Residential, and Commercial lending; CRA officer; Business Development and County President. “Phew that’s a lot - obviously I started my career when I was 10! I am so thrilled to be back working with such an amazing team here at Barwick Banking Company!!”
Heather Proffitt
Branch Manager - Palatka
Heather began her banking career in 2001 at SouthTrust. She has worked her way up from Teller to Branch Manager. For Heather, the best part of the industry is the learning never stops. She thrives on working one-on-one with her clients, making it her personal mission to treat every person who walks through the door like family.
With the last name Proffitt, she feels it’s her calling to help her customers find a little extra profit of their own. Heather loves being a part of Barwick Banking Company team because of the shared roots; like her, most of the staff come from working for previous small hometown banks, she is confident that this shared experience allows them to provide a level service you won’t find anywhere else.
When she isn’t at the branch, Heather enjoys quality time with family and friends or hitting the gym with her “gym beauties”.
Holly Craig
Branch Manager - Barwick
Holly Craig has been in banking for over four years and loves being in this industry. She is from Thomasville and is very familiar with the Barwick and Boston areas. She enjoys being a part of small-town bank that focuses on its customers instead of just the bottom line. She is very excited to be part of Barwick Banking Co. She is married and has two kids: Hannah and Jackson. She and her family enjoy traveling and spending days at Dog Island or offshore fishing.
Isabella Rico
Universal Banker - Gainesville
Isabella was born and raised in Bogotá, Colombia, and moved to the United States eight years ago. She recently completed her associate’s degree in business administration and is preparing to begin her bachelor’s in digital marketing. Isabella is excited to be part of the team at Barwick Bank and looks forward to growing her career and making new connections along the way. In her free time, she enjoys singing, playing the guitar, dancing, and spending time with her cats.
Jack McDonald
Credit Analyst
Jack is a Credit Analyst who enjoys helping the Bank support local businesses and the community. A proud graduate of Florida State University, he brings an analytical eye and a collaborative spirit to the team. Outside of work, Jack is a dedicated sports fan and an avid golfer. When he isn’t out on the course, he enjoys unwinding with video games and keeping up with the latest in the markets.
Jade Odell
Universal Banker - Daytona Beach
Jade is a Florida native who grew up locally in the Daytona Beach area. She is excited to be starting her new career in banking. Prior to joining the Barwick team, she spent a few years in customer service at a local car dealership. In her free time, she enjoys spending time with family and friends and stays active by playing different sports in the community.
Jeff Coffiel
Information Security Officer
Jeff has over 25 years of experience in IT and corporate training. Starting in the dinosaur decade of the 1990’s he began working on his own personal computer. After 2 years at Downstate Medical Center (College of Medicine) in Brooklyn N.Y., Jeff realized it was easier to fix computers than people and dedicated himself fully to a career in IT. Working in corporate IT training, government contracting and compliance led to him getting his bachelor’s degree in Cloud Computing and Systems Administration in 2020. Having recently moved from Washington State to work for the Bank in October of 2022, Jeff is fully exploring everything Florida has to offer with his wife Becky. “I am so excited to be here, working with great people, and in a bank that has cornhole in the Main Lobby! No one in Washington or New York would believe me if I told them.”
Jena Fite
Loan Operations Specialist
Jena is a third-generation community banker. She started her banking career as an intern in loan administration. After relocating to Jacksonville, she started focusing more on Construction Loan management for both SBA and conventional loans. She relocated back to Volusia County to continue gaining experience and knowledge with loan administration and construction management. “I’m so excited to learn from the best and be a part of the amazing Barwick team!"
Jennifer Campbell
Assistant Branch Manager - St. Augustine
With nearly two years of experience in the banking industry, Jennifer is passionate about helping individuals and businesses achieve their financial goals. “What I love most about my job is being able to make a real difference in the financial lives of local people. It’s about building lasting relationships and being there for the customers as they move forward with their financial journey.” When Jennifer is not helping customers, you can find her camping, exploring new restaurants, going to the gym, running or spending time with her family.
Jill Thomas
Branch Manager - Barwick
Jill is originally from Byron, Georgia but made her way to Barwick after graduating from Abraham Baldwin Agricultural College with her bachelor’s degree in Agricultural Business. “I truly love our small-town Barwick and our customers here at our community bank.” Jill really enjoys exercising, hunting and anything outdoors with her family and her three-year-old daughter. She truly is a people person which is why she enjoys this job so much; she genuinely enjoys helping all our customer to get the best banking experience. As our Motto says, “For Locals by Locals”. She is excited to continue to grow and build more relationships here in the community and for this great company to help everyone with their banking needs.
Jim Bange
Executive Vice Chairman
Jim has been in banking for over 30 years, but his most rewarding time was starting a community bank in 2008. “I loved working with the team there. We got through a tough economy and built a great bank”. “The great thing about Barwick Banking Company is that many of our team members are working together again. That, coupled with the amazing existing people at Barwick, I am looking forward to the future.” Jim and his wife Kelley have a blended family with four children, Jamie 24, Tanner 22, Abby 19, and Taylor 15. Jim enjoys spending time with his wife Kelley, together they enjoy the beach, boating, and traveling.
Jody Riley
Loan Operations Specialist
Joel Foley
Loan Operations Specialist
Joel is a Florida native who grew up in Palm Coast. He brings over six years of customer service experience and two years in banking. Before joining the Barwick team, Joel worked as a bartender while pursuing his finance degree at Daytona State College. He previously held a position as a personal banker at PNC Bank, but was thrilled at the opportunity to join Barwick and help deliver the best banking experience to our local community. “I am excited for the future with Barwick and look forward to growing alongside the company and its clients.”
John Hodas
Chief Financial Officer
John has 35 years of professional experience with the majority of that time spent as a Chief Financial Officer in banking. He played a lead role in forming a community bank in 2000 that ended up selling to a regional financial institution in 2012. Outside of work, John enjoys spending time with his wife, Connie, and their 3 children staying active in the outdoors. John and Connie also enjoy riding their motorcycle exploring the rural areas of Florida.
John Matulia
Market Executive / St. Johns County
John has been in banking since 2018, starting his banking career as an agricultural lender in the Farm Credit System. Prior to this, John was a real estate agent specializing in recreational land, agricultural land and commercial property. He enjoyed making the jump from real estate to banking, where he went from helping people find their dream property, to partnering alongside them and helping to actually make that dream a reality. In what feels like a lifetime ago, John was drafted out of high school to play professional baseball with the Tampa Bay Rays. After his 7-year baseball career, he earned his B.S. from Auburn University (War Eagle!). John enjoys spending time with his wife Sara, their children Keeton and Ellie, and whatever local beach has the best surfing break on any given morning. “I look forward to teaming up with our customers, to help them fulfill their business goals while helping to build a stronger St. Augustine.”
Jolene Faucette
AVP / Assistant Branch Manager – Daytona Beach
Jolene is a native of Daytona Beach. It’s where her and her husband Boyd raised their 2 children, Ashley and Brian. She has been in banking for 35 + years. Jolene has spent the majority of her career working for a couple of different commercial banks. She started as a teller and worked her way through various positions to become a banking center manager. “Through my banking career I’ve always made customer service my #1 priority.”
Laude Arnaldi
Market Executive / Alachua County
Laude has been in the banking industry for over 26 years. He has held various roles starting in the retail side as a branch manager and most recently as a member of the Executive Management team, overseeing all Lending operations, for a community bank in Gainesville. He has a BBA from the University of Puerto Rico and an MBA from the University of Phoenix. He is excited to be a part of the Barwick team and share its commitment to community banking with the Gainesville market. Laude enjoys to mountain bike on the weekends and spend time with his wife, children and grandson Logan.
Mark Chastain
EVP, Chief Lending Officer
Mark began his banking career in 1991 in a corporate training program for a large regional bank in Orlando after graduation from the University of Florida. He has been a loan officer for various regional and community banks for the past 29 years. He enjoys golf, exercising on the beach, and spending time with his wife, Mara, and their three children ages 19, 16, and 15. “The most rewarding part of my job is seeing our business customers succeed through partnering with our Bank.”
Matt Stietzel
Market Executive / Volusia County
Matt Stietzel is a lending officer, serving the local community for over 30 years. Matt’s priority is to provide a personal touch to banking with the ability to meet the financial needs of consumers and local businesses . He enjoys boating and fishing with his wife Amy and their 2 Golden retrievers. Matt is proud to have raised 2 amazing children, Nicholas and Lexy. “I am thrilled to be a part of the Barwick Banking Team. I have been privileged to work with this management group over the years. Their proven record of success made joining the team an easy decision. “
Megan Muensterman
Accounting Specialist
Megan is a St. Augustine native who has been in the banking business for a few years now. Even though Megan hasn’t been in banking for very long, she is eager to learn and is happy to help whomever needs help! “I’m so excited to be working with this team to build relationships in the community! I love the fact that this team is a family. I’ve worked with most of the team previously, so it’s great to be back together.” In her free time Megan enjoys golfing, being on the water and staying in shape at the gym.
Michael Kuc
Mortgage Originator - St. Augustine
Michael has been working in the mortgage field since 2013 and brings a wealth of experience to his role at Barwick. He enjoys building strong connections with clients and guiding them through the mortgage process. Michael says, "What I love most about Barwick is the chance to connect with clients and build real, lasting relationships. It’s not just about mortgages; it’s about being part of a community that truly cares." Outside of work, Michael enjoys golfing, fishing, and loves spending time with his daughter, family and friends.
Nikki Avery
Deposit Operations Specialist
Nikki started her banking career in 2012 at a local bank in Port Orange, Florida, alongside many of her present-day co-workers here at Barwick. Beginning as a teller, Branch Specialist, and now Deposit Operations Specialist, she is beyond excited to continue growing her banking knowledge and skills with people who have been a part of this community for years. She finds it to be the friendly small-town vibe that makes this network of colleagues and customers feel so special. “Loving what you do and being part of a team that supports each other and the community, day in and day out, is a true reflection of how an institution operates as a whole, which is what Barwick is all about. Coming to work feels more like being around family.” Aside from yoga, cooking, and a good book, nothing brings Nikki greater joy than spending time in the beautiful Florida sunshine with her husband, two spunky daughters, and crazy clan of cats and dogs.
Pam Kelly
Loan Operations Specialist
Pam has 35 years of banking experience and she is a Daytona Beach native. She started as a Teller way back when and she has been an FSR, Loan Processor, Commercial Loan Assistant, Branch Manager and Assistant Branch Manager. She is a twin and loves spending time with her grandkids, they are her heart. She enjoys camping, boating and motorcycles with friends and family. “In my career I have discovered that working for a great company and with an amazing team, you make the best friends and establish the best relationships. I am so happy to be working with some of them again. I am looking forward to meeting new people, as well and growing with the Bank! So excited to be here.”
Raye Strickland
Teller - Barwick
Although new to the banking industry, Raye loves the interaction with people and helping others. She and her husband, Paul, have a son, Madison. They are proud to be back in their hometown of Barwick, Georgia. They enjoy spending time at the beach or by the pool. “We also love cheering on our Seminoles. Go Noles!”
Rosetta Herring
Teller - Barwick
Rosetta is a lifelong native of Barwick GA. She’s the mother of three children; two sons serving in the United States Army and a daughter pursing a degree in nursing. She plays a major part in her church working as the church secretary. In her hometown of Barwick, Ga she serves on the city board as a City Council for 5+ years. Being a CNA for 20+ years, this new career change was sent by God for her. “After many years of being a customer of Barwick Bank, it’s a great joy to now work for my small-town bank.”
Samantha Gaiss
Mortgage Compliance Officer
Sam may be brand new to the world of banking, but she could not be more excited to be here! Her family is originally from Columbus, Ohio, however, after falling in love with St. Augustine one summer, they all moved here. She is a proud graduate of the University of Alabama... Roll Tide! She went on to attend law school at Southern Methodist University in Dallas, Texas. Afterwards, she moved to St. Croix, U.S. Virgin Islands for two years where she worked as a judicial law clerk for the Superior Court of the Virgin Islands. She loves spending time with her family and friends, hanging out at the beach, and is always down for a good Hallmark movie! Working for Barwick is a wonderful opportunity that happened to fall in her lap when she ran into some friends at the Conch House. "I am so grateful to be a part of the Barwick family and to serve the St. Augustine community!"
Samara Castillo
BSA Compliance Specialist
Samara is originally from New York but moved to Saint Augustine when she was young. She first started in banking as a customer service representative for Citibank. She eventually went on to be a teller at Reunion Bank. During the acquisition of Reunion by Center State, Samara left banking for 3 years. She is now back in banking and is excited to learn and grow her skills so that she can become a strong asset with a progressive organization that offers both professional and personal growth. Samara loves spending time with her family and especially her nephew. She also loves the beach and seeing new places.
Sandra Viscomi
Mortgage Originator
Sandra is a Florida native that grew up in the Miami area and later attended the University of Florida. After college, she established herself in the Ormond Beach area where she began working in the banking industry since 2008 and has been in the mortgage industry since 2012. She worked her way up from a teller to a personal banker and later found her passion in mortgage lending. With her extensive experience in banking and mortgage lending, she has become a local go-to mortgage loan officer. She has the knowledge and experience in Conventional, FHA, VA, Construction, Jumbo, purchases and refinances and makes every client a priority. She is committed to providing each customer with an excellent experience and guidance throughout their loan process from application until closing. She is very active in her church and kids' school and is current member of the Ormond Beach Chamber of Commerce, Daytona Beach Chamber of Commerce, Daytona Beach Realtors Association, and Young Professionals Group Ormond. When she is not working, she enjoys boating and spending time with her husband and three young children.
Sarah Woodard
AVP / Branch Manager - Gainesville
Though Sarah is very new to the banking world, she is so excited for this new career and experience. Prior to working for Barwick Banking Company, she worked in Customer Service for five years. Originally from South America, Guyana, she moved to New York around the age of eight until she was 16 and then she moved to Florida. She says that was the best decision ever! “Outside of work, you will most likely find me at the gym or spending my time with my boyfriend or my family.”
Sebastian Johnson
Management Associate - Daytona Beach
Sebastian is a Management Associate at Barwick Banking Company, specializing in the Credit and Lending departments. He holds a bachelor’s degree in finance and real estate from Florida State University, where his passion for lending and financial services deepened. That passion originally took root during his time at Spruce Creek High School’s Finance Academy. Born in New Orleans and relocated to Port Orange at a young age, Sebastian brings both resilience and enthusiasm to his work. His interests in numbers, data analysis, and client-focused lending solutions align perfectly with his long-standing goal of becoming a Loan Officer, something he’s pursued since his college days. Outside the office, Sebastian is an avid sports fan who especially enjoys college and professional football. He also plays volleyball in his spare time and spends time with his energetic Lab-Catahoula mix. Above all, he is a follower of Jesus and gives all glory to Him in every aspect of his life and work.
Seymoine Schmidt
Mortgage Originator
For more than 25 years Seymoine has built a reputation for making mortgage loans possible when others can’t. She turns complex scenarios into clear solutions and helps clients secure financing with confidence. From luxury home loans and new construction to unique lending situations, she brings experience, creativity and persistence to every file. If there’s a way to make it work, she’ll find it.
Seymoine grew up in Oliver Springs, a small town in East Tennessee, where she learned the value of hard work, integrity and community. She treats every client like a neighbor, delivering honest guidance and exceptional service from application to closing.
Outside of work, you can find her enjoying live music and concerts at the St. Augustine Amphitheater, beach days and biking along the coast. She also is lifelong animal lover and sports car enthusiast with an appreciation for powerful engines and timeless design.
“Friendly, professional and relentless - I’m here to make your homeownership goals a reality. Let’s make it happen!”
Shelby Cwalina
Universal Banker – Daytona Beach
Shelby is a Florida native who grew up locally in the Daytona Beach area. While she is new to the world of banking, she is excited to learn and grow with the Barwick Team. In her free time, Shelby enjoys spending time with her fiancé Brandon, going to the beach and staying active with friends. “I am so grateful to be a part of our family here at Barwick. This is such an amazing group of bankers, and I cannot wait to see what our future holds!”
Silas Grinstead
AVP / Commercial Banker - St. Augustine
Silas started working in banking in 2021 while finishing his college degrees. He says, “I am looking forward to starting my career here at Barwick Bank as we have great people who can show me the way as I grow within the Bank. I am very excited for our future here.” Silas was a collegiate baseball player before joining the Barwick Bank family. He enjoys sports and spending time at the beach, on the water, and with friends and family.
Sophia Lewis
Deposit Specialist
Sophia graduated from college in 2018 with a BFA in Fashion Marketing and Merchandising. Prior to her moving to Florida end of 2020, Sophia was living in Brooklyn New York where she worked in the creative industry.
I’m trying something new and never would have imagined working in the banking industry, but Barwick is a unique family to say the least. My bio certainly isn’t as exciting in juxtaposition to the incredible people I have the privilege of working alongside with.
I enjoy cooking and experimenting with different flavor profiles. For me cooking is an expression of appreciation and welcoming the unfamiliar into a space to enjoy a personable experience, thus forming a community in a way. That’s one of the reasons why I enjoy being a part of Barwick’s hospitable environment. I’m looking forward to what’s to come with this new endeavor.
Thomas Millican
Commercial Banker - St. Augustine
Thomas started his banking career in 2016 after graduating from the University of Georgia. He joins us after previously working for Caterpillar as a captive lender servicing their customer base with their equipment purchase needs. Thomas has enjoyed making the jump from corporate lending to local banking in the St. Augustine community. He is originally from St. Simons Island, GA, but maintains family ties to the St. Augustine area. He enjoys spending time with his family, going to the beach, surfing, and playing golf. “I feel very grateful to be a part of the great team at Barwick and to be able to service this community that we all appreciate so much!”
Tiffany VanSickle
Loan Officer Assistant/Closer
Tiffany grew up in West Virginia and moved to Florida in 2004. A couple years later, she met her husband, Tom. They currently live in Macon, GA. Their daughter, Sophia, is now attending college at West Virginia University and of course, they are very proud parents. Tiffany enjoys spending time with family & friends, their three pups, reading, traveling and going to concerts & sporting events. She’s spent 10 years in the mortgage industry. Started out as a Closing Department Assistant. Shortly thereafter became a Loan Closer and is currently a Loan Officer Assistant/Closer. The mortgage industry can be very fast paced and unpredictable at times, but worthwhile knowing you have played a role in helping someone achieve home ownership. “I’m very happy to be a part of Barwick’s new Mortgage Division. I cannot wait to watch the Mortgage Division and bank as a whole, continue to grow.” Fun fact: Tiffany’s grandmother and mother have both worked in the banking business for many years. Little did she know or imagine that she would following in their footsteps someday.
Vanessa Mazza
Branch Manager – Daytona Beach
Vanessa has been in banking for 21 years. She started her career as a teller in 1999. From there, she worked her way through various retail positions. Vanessa has been a Personal Banker, Assistant Branch Manager, Branch Manager and Vice President. Vanessa helped open a community bank in 2008 and has always loved the feel of community banking. “I am so ecstatic to work with such a great team of bankers again that supports and believes in the community it serves.” Vanessa believes in building relationships with her clients and providing them with the best customer service. Vanessa enjoys spending time with her family and loves to tend to all of her animals on her free time.
Will Fuller
Credit Analyst
Will is part of the fourth generation of his family that grew up in Ormond/Daytona Beach area. He was previously a Brewer at Ormond Brewing Company where he strengthened his analytical skills through learning and performing the brewing process. He was able to translate his analytical skills into the world of banking and credit and he’s enjoying learning the process of underwriting loans. “I feel very fortunate to be part of the Barwick Family as we have an awesome team that has been very welcoming, informative and accommodating in my learning process. I’m super excited to see where this journey with Barwick takes me!” In his free time, he enjoys surfing, fishing and spending quality time with friends, family and his two Golden Doodles.
Our History
We are at the heart of the community – Community Service, Investing in our towns.
From Tradition to Innovation…
The City of Barwick was incorporated in 1903 following establishment of a Railroad Station. Shortly thereafter the Bank of Barwick opened in 1907 and was owned 50% by local individuals and 50% by the Witham Banking Company of Atlanta. Witham provided advise, check clearing, cash orders and examinations and audits. One of the early Bank Directors was the wife of a local doctor, she was one of the only female Bank Directors in the state at that time.
In 1939 the Bank became Citizens Banking Company and served the local merchants and farmers. It was operated as an Exchange Bank and charged for deposits and withdrawals. It was owned by C.R. Simmons, Sr., Mrs. W.R. Thrasher and Strozier S. Humphreys. All were local merchants. In 1946 C. R. Simmons, Jr. purchased the interest of Mrs. Thrasher and Mr. Humphreys and he and his father continued to operate the Bank until 1967.
In 1967 the Bank was purchased 50% by five local businessmen and 50% by a banking family from Moultrie, GA, who had interest in other area community banks. The name was changed to Barwick Banking Company. In the 70’s the Bank became 100% locally owned. Fred Jones was appointed President in 1979 and continues to serve on the Board of Directors today.
In December 2019 a group of businessmen from St. Augustine, Florida purchased a majority interest in the Bank, while continuing to have local ownership.
In the last four years the bank has been recognized as one of the fastest growing banks in the country, and currently is over $500 million in assets, with offices located in Barwick, GA, Boston, GA, St. Augustine, FL, Daytona Beach, FL, Gainesville, FL and Palatka, FL. Even with this growth, the Bank is sticking to its small-town roots and remains For Locals. By Locals.
“For Locals, By Locals means a lot to us as a bank”, says CEO Chad Bowling. “We are committed to Barwick and to bringing the latest technology to our customers. We want to be known as a small bank with all the services you can receive at a big bank. Our employees are key to that and will continue to help you every day, right here in Barwick and beyond.”
Our Board
Leaders in the community.
Ken Kresge, Chairman – St. Augustine, FL
Jim Bange, Executive Vice Chairman – Flagler Beach, FL
Mac McLeod – St. Augustine, FL
Chad Bowling, President & CEO – St. Augustine, FL
Edwin Pope – Barwick, GA
Ronnie Arnold – Gainesville, FL
Bill Gray – Atlanta, GA
Breck Sloan – St. Augustine, FL
Len Marinaccio – Ormond Beach, FL
Fred Jones – Barwick, GA
Stacy Cunningham-Welch – Ormond Beach, FL
Chad Hazen – New Smyrna Beach, FL
Testimonials
A reputation for consistently rising above the occasion.
When our present bank was bought out by a large corporate bank, gone was the banking relationship that we had experienced for many years. We were referred by business associates, as well as family and friends, to Andy Barboza and Barwick Bank. From the minute we met him, he went to work. In just one day, we had what we needed to get started. Andy gave us incredible attention and his follow up was outstanding. We heard from him every day with updates, and we had what we needed in record time. Dave and I are both native Floridians and have grown up in this area. Our business has been in Volusia County for over 45 years. That’s why relationships are important to us. This is the hometown bank that we’ve been looking for. If you’re looking for personal attention and fantastic customer service, that is what we felt immediately the first time we walked into Barwick Bank. The entire staff welcomed us and every day since we met them, they are always willing to help. If you are looking for a bank who cares about people, check them out. Barwick Bank is “For locals, By locals”. Thank you again, Andy for outstanding service and for your great relationship. It's great to be home!
Barwick Banking Company, this is the way Banking should be! Personal, Friendly Service. The key word SERVICE, you call and they help you figure out any problem or situation. With Matt and Vanessa we feel we have our own personal bankers. We have been with a lot of different banks big and small. Barwick is our bank for life!