For locals. By locals. From Tradition to Innovation – History and Future

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Our Team

Experienced bankers with a passion for the community.

Al Jankowski

Branch Specialist - St. Augustine

In 2015, Al started a career in banking taking a job with Reunion Bank. At Reunion, Al drew on his extensive experience in customer service by filling a key role in developing a one on one customer banking experience with Reunion customers in 3 branches in Northeast Florida. After Center State Bank acquired Reunion, Al left the company in late 2019. In July of this year, Al took a position with Barwick Banking Company in the St. Augustine office reuniting with former Reunion Bank colleagues. His extensive knowledge of the area and background in superior customer service will be a great asset to the BBC family.

Amber Trussell

Deposit Operations Specialist

Amber is originally from Bell, FL but her love for the ocean and history brought her to St Augustine 5 years ago. Amber has been in banking for 6 ½ years, started out as a teller and continues to work her way up in the banking community. She has the passion to learn and grow in all aspects in order to be the best she can be. “I am excited to be a part of this fantastic team as we work together to create a home feeling bank. “You don’t have to be great to start, you have to start to be great, is one thing I live by.” Amber really enjoys spending time with her husband and 2yr old son, along with her love for being on the beach, crafting, and just anything that is outdoors. 

Angela Froman

Loan Operations Specialist

Angela began her banking career 14 years ago at Sunshine State Community Bank as a teller.  She then reunited with some of her co-workers at another home grown community bank named Reunion Bank where she served some of the most thoughtful, successful and true pioneers in our community. After branching out to a larger banking institution and expanding her experience to include lending, she had the opportunity to return to her community banking roots at Barwick Banking Company. She is so excited and grateful to work with an amazing team once more who support the genuine relationships that have been built and will continue to grow and strengthen by putting family and our community first! She enjoys spending time with her son, daughter and dog.  They love boating, riding in the Can-Am and overlanding.  She says, "We live and serve the place we love!"

April Davenport

BSA/Compliance Specialist

April is a Florida native and began her banking career in 2002, spending most of the 18+ years in community banks. She has worked in a variety of roles including Teller, Deposit Operations, Loan Operations, Deposit Compliance, and BSA/AML Compliance. Her most recent role was in a large institution, and while it was a great learning opportunity, she came to the realization that her heart was really in community banking. “Barwick Banking Company has such an elite team of bankers who are ready to serve their customers’ needs effectively and efficiently. Many of us have worked together for several years, even decades. I know this team is poised to go above and beyond to provide superior customer service, and I’m grateful to have the opportunity to be a part of something so special!”

Ariel Masters

Assistant Branch Manager – St. Augustine

Ariel is a St. Augustine native and has been in banking for seven years. She started as a part time teller with Ameris Bank and then climbed to a personal banker and then assistant manager. “I am so happy to be a part of a local bank that truly cares for building relationships. I take a lot of pride in St. Augustine and to be a part of this family and bettering my community brings me so much joy!” Ariel enjoys being outdoors and spending the weekends on the boat fishing with her family and dogs.

Arthur Campbell

SVP / Senior Credit Analyst

Arthur began a banking career in 1990 after graduating from Clemson University and relocating to Central Florida. He earned his MBA at the University of Central FL while completing a corporate training program for banking professionals. He has a 30+ year career in commercial lending and administration, finance, construction, and development. Arthur enjoys spending time with his daughter Kaydee, their silly dog, Snapper, and their African Grey Parrott, Mango. “Working at Barwick reunites me with the most amazing, hardworking, dedicated, and fun professionals that I have had the pleasure to know and work with over the years”.

Brenda McDowell

VP / Universal Banker

Brenda has 40 years of banking experience in administration, retail, and commercial banking services. She has developed many long term financial relationships with the Gainesville business community. Brenda has also served on the Board of Directors for various Non Profit Organizations. Brenda holds a Foundation of Banking diploma from the American Institute of Banking as well as numerous certificates within the banking industry. “I am happy to be working with a team that I’ve worked with for many years locally, and excited about the growth with a community bank, Barwick Banking Company!” When not in the office, Brenda enjoys spending time with friends and family, exercising, and traveling.

Chad Bowling


Chad has been in banking for over 22 years. He began his banking career as a teller at SouthTrust bank and has held a variety of positions with experience on both the retail and commercial side of the business. Chad currently serves on the Board of the St. Augustine YMCA and is a Member of the Rotary Club of St. Augustine. Chad’s favorite aspect of banking is being able to apply a common sense approach to find a solution that will serve the various needs in the community. He enjoys spending time with his wife and 2 children, boating, sports and he loves to travel.

Chris Priddy

VP / Senior Credit Analyst

Christopher has been in banking for over 21 years holding similar titles for other financial institutions in the North Central Florida market since 2004.  Prior to that, Christopher was a bank examiner for the Federal Deposit Insurance Corporation.  Mr. Priddy holds degrees in both Finance and Accounting.  He has lived in the Gainesville area for over 17 years and has been an active participant donating within the community during that time.  Outside of work, Christopher enjoys spending time with his amazing wife and 2 children.

Christina Zdunek

VP, Loan Operations

Christina has worked in Banking for 18 years, 15 of that has been with community banks.  She appreciates the home town feel community banks have with their customers and employees have with their co-workers.  She’s been a teller, member service representative, teller supervisor loan administrator, and is currently the loan operations manager.  “I love working with the team at Barwick Banking Company and have worked with many of them for eight years, I feel lucky to work with such wonderful people.  On my down time I love spending time with family & friends on the water.”

Christine Thomas

Loan Operations Specialist

Christine has 30+ years of banking experience with various positions; teller, accounting and loan operation.  Most of her banking career has been in the community bank environment. “I am happy to be working at Barwick Banking Company with my fellow team members again.”

Cindy Hampton

Deposit Operations Specialist

Cindy has 20+ years of experience in banking including, Teller, Customer Service Representative, Deposit Operations Manager, Electronic Banking Support, Loan Operations Supervisor, Loan Processor and Loan Data Review. “A majority of my banking career has been with community banks so I am very excited to be a part of Barwick Banking Company and working with such a great team again!”

Corey Gibbs

Market Executive - GA

Corey has been in banking for 8.5 years, started out as a teller and has worked in every position for at least some period of time to have general training. Corey is a fitness junky and loves anything outdoors. He enjoys offshore fishing and spending time with family. “I love being part of a close knit community and this job allows me to build those types of relationships with people.”

Gail Baker

EVP/Chief Operations Officer

Gail has 30+ years of experience with various roles in banking including, International banking; Branch Banking-Teller, Customer Service, Branch Manager; Consumer, Residential, and Commercial lending; CRA officer; Business Development and County President.  “Phew that’s a lot - obviously I started my career when I was 10!  I am so thrilled to be back working with such an amazing team here at Barwick Banking Company!!”

Heather Proffitt

VP/Branch Manager – St. Augustine

Heather started her banking career at SouthTrust back in 2001. She has experience working as a Teller, Customer Care Representative in a call center, Personal Banker and an Assistant Branch Manager. She loves banking because the learning never stops. Heather loves to work one on one with customers to assist them with their banking needs. She makes it her goal to treat every customer like family. Yes, Heather’s last name is Proffitt, so she tries to assist her customers in gaining extra profit for themselves. The exciting thing about working for Barwick Banking company is most all of the employees come from working for previous small hometown banks. So she feels confident that they, as a team, will provide the best customer service. In her spare time, she spends time with family and friends and loves to run to stay in shape.

Holly Geary

Branch Specialist - Ormond Beach

Holly has worked in banking 30+ years. She enjoys working as a Branch Specialist giving exceptional customer service where she has lots of experience with the local people. She enjoys that community bank family feel. In her heart, this wonderful group of people she worked with at a previous bank, she adores and is very happy to be back working with all of them here at Barwick Banking Company. Integrity and loyalty are very important to her. When she is not at work, she looks forward to spending much time with her grandson and family get togethers. She loves going to the stables, to ride her horse, play with her dog, and hang with friends.

Jim Bange


Jim has been in banking for over 30 years, but his most rewarding time was starting a community bank in 2008.  “I loved working with the team there.  We got through a tough economy and built a great bank”.   “The great thing about Barwick Banking Company is that many of our team members are working together again.  That, coupled with the amazing existing people at Barwick, I am looking forward to the future.”   Jim and his wife Kelley have a blended family with four children, Jamie 24, Tanner 22, Abby 19, and Taylor 15.  Jim enjoys spending time with his wife Kelley, together they enjoy the beach, boating, and traveling.

John Hodas

EVP, Chief Financial Officer

John has 35 years of professional experience with the majority of that time spent as a Chief Financial Officer in banking.   He played a lead role in forming a community bank in 2000 that ended up selling to a regional financial institution in 2012.  Outside of work, John enjoys spending time with his wife, Connie, and their 3 children staying active in the outdoors.  John and Connie also enjoy riding their motorcycle exploring the rural areas of Florida.

John Matulia

Market Executive / St. Johns County

John has been in banking since 2018, starting his banking career as an agricultural lender in the Farm Credit System. Prior to this, John was a real estate agent specializing in recreational land, agricultural land and commercial property. He enjoyed making the jump from real estate to banking, where he went from helping people find their dream property, to partnering alongside them and helping to actually make that dream a reality. In what feels like a lifetime ago, John was drafted out of high school to play professional baseball with the Tampa Bay Rays. After his 7-year baseball career, he earned his B.S. from Auburn University (War Eagle!). John enjoys spending time with his wife Sara, their children Keeton and Ellie, and whatever local beach has the best surfing break on any given morning.  “I look forward to teaming up with our customers, to help them fulfill their business goals while helping to build a stronger St. Augustine.”

Jolene Faucette

Assistant Branch Manager – Daytona Beach

Jolene is a native of Daytona Beach. It’s where her and her husband Boyd raised their 2 children, Ashley and Brian. She has been in banking for 35 + years. Jolene has spent the majority of her career working for a couple of different commercial banks. She started as a teller and worked her way through various positions to become a banking center manager. “Through my banking career I’ve always made customer service my #1 priority.”

Laude Arnaldi

Market Executive / Alachua County

Laude has been in the banking industry for over 26 years. He has held various roles starting in the retail side as a branch manager and most recently as a member of the Executive Management team, overseeing all Lending operations, for a community bank in Gainesville. He has a BBA from the University of Puerto Rico and an MBA from the University of Phoenix. He is excited to be a part of the Barwick team and share its commitment to community banking with the Gainesville market. Laude enjoys to mountain bike on the weekends and spend time with his wife, children and grandson Logan.

Marianne Nicholson

Loan Operations Specialist

Marianne is from Columbia, South Carolina where she received a Bachelors in Hospitality Management from the University of South Carolina.  After graduating, she moved to the North Shore of Hawaii to begin her career working at luxury resorts and county clubs.  She eventually landed in St. Augustine Florida, along with her husband and 2 mini dachshunds and she jumped at the opportunity to join the hardworking team at Barwick Banking Company.  “I have the privilege to learn about banking from the best in the business while bringing my hospitality skills to the local community of St. Augustine.”

Marie Brasington

Cashier - Barwick

Marie was hired by Fred Jones, past CEO of Barwick Banking Company in 1981, when everything in the bank was manual.  She remembers using the 10 key posting machine to post paper checks.   This was when they would wait for the courier to pick up the checks at the bank and take them to the airport in Thomasville, GA, to be delivered to the Federal Reserve in Atlanta.   “Things are a lot different now, and mostly I really do consider myself lucky to work with very nice coworkers and living close to work is nice too.”  Marie travels to Keaton Beach, FL every weekend with her husband Glen.  They enjoy fishing, riding on their airboat and grilling on the sandbar.

Mark Chastain

EVP, Chief Lending Officer

Mark began his banking career in 1991 in a corporate training program for a large regional bank in Orlando after graduation from the University of Florida.  He has been a loan officer for various regional and community banks for the past 29 years.  He enjoys golf, exercising on the beach, and spending time with his wife, Mara, and their three children ages 19, 16, and 15.  “The most rewarding part of my job is seeing our business customers succeed through partnering with our Bank.”

Matt Stietzel

Market Executive / Volusia County

Matt Stietzel is a lending officer, serving the local community for over 30 years. Matt’s priority is to provide a personal touch to banking with the ability to meet the financial needs of consumers and local businesses . He enjoys boating and fishing with his wife Amy and their 2 Golden retrievers. Matt is proud to have raised 2 amazing children, Nicholas and Lexy. “I am thrilled to be a part of the Barwick Banking Team.  I have been privileged to work with this management group over the years. Their proven record of success made joining the team an easy decision. “

Megan Muensterman

Executive Assistant

Megan is a St. Augustine native who has been in the banking business for a few years now. Even though Megan hasn’t been in banking for very long, she is eager to learn and is happy to help whomever needs help! “I’m so excited to be working with this team to build relationships in the community! I love the fact that this team is a family. I’ve worked with most of the team previously, so it’s great to be back together.” In her free time Megan enjoys golfing, being on the water and staying in shape at the gym.

Pam Kelly

Loan Operations Specialist

Pam has 35 years of banking experience and she is a Daytona Beach native. She started as a Teller way back when and she has been an FSR, Loan Processor, Commercial Loan Assistant, Branch Manager and Assistant Branch Manager. She is a twin and loves spending time with her grandkids, they are her heart. She enjoys camping, boating and motorcycles with friends and family. “In my career I have discovered that working for a great company and with an amazing team, you make the best friends and establish the best relationships. I am so happy to be working with some of them again. I am looking forward to meeting new people, as well and growing with the Bank! So excited to be here.”

Samantha Gaiss

Mortgage Compliance Officer

Sam may be brand new to the world of banking, but she could not be more excited to be here!  Her family is originally from Columbus, Ohio, however, after falling in love with St. Augustine one summer, they all moved here.  She is a proud graduate of the University of Alabama... Roll Tide! She went on to attend law school at Southern Methodist University in Dallas, Texas.  Afterwards, she moved to St. Croix, U.S. Virgin Islands for two years where she worked as a judicial law clerk for the Superior Court of the Virgin Islands.  She loves spending time with her family and friends, hanging out at the beach, and is always down for a good Hallmark movie!  Working for Barwick is a wonderful opportunity that happened to fall in her lap when she ran into some friends at the Conch House.  "I am so grateful to be a part of the Barwick family and to serve the St. Augustine community!"

Silas Grinstead

Commercial Banker

Silas started working in banking in 2021 while finishing his college degrees. He says, “I am looking forward to starting my career here at Barwick Bank as we have great people who can show me the way as I grow within the Bank. I am very excited for our future here.” Silas was a collegiate baseball player before joining the Barwick Bank family. He enjoys sports and spending time at the beach, on the water, and with friends and family.

Sophia Lewis

Branch Specialist/Teller

Sophia graduated from college in 2018 with a BFA in Fashion Marketing and Merchandising. Prior to her moving to Florida end of 2020, Sophia was living in Brooklyn New York where she worked in the creative industry. I’m trying something new and never would have imagined working in the banking industry, but Barwick is a unique family to say the least. My bio certainly isn’t as exciting in juxtaposition to the incredible people I have the privilege of working alongside with. I enjoy cooking and experimenting with different flavor profiles. For me cooking is an expression of appreciation and welcoming the unfamiliar into a space to enjoy a personable experience, thus forming a community in a way. That’s one of the reasons why I enjoy being a part of Barwick’s hospitable environment.  I’m looking forward to what’s to come with this new endeavor.

Vanessa Mazza

VP/Branch Manager – Daytona Beach

Vanessa has been in banking for 21 years.  She started her career as a teller in 1999.  From there, she worked her way through various retail positions.  Vanessa has been a Personal Banker, Assistant Branch Manager, Branch Manager and Vice President.  Vanessa helped open a community bank in 2008 and has always loved the feel of community banking.  “I am so ecstatic to work with such a great team of bankers again that supports and believes in the community it serves.” Vanessa believes in building relationships with her clients and providing them with the best customer service.  Vanessa enjoys spending time with her family and loves to tend to all of her animals on her free time.

Will Fuller

Credit Analyst

I’m apart of the 4th generation of my family that grew up in Ormond/Daytona Beach area. I was previously a Brewer at Ormond Brewing Company where I came strengthen my analytical skills through learning and preforming the brewing process. I have been able to translate my analytical skills into the world of banking and credit and I’m very much enjoying learning the process of underwriting loans. I feel very fortunate to be apart of the Barwick Family as we have an awesome team that has been very welcoming, informative, and accommodating in my learning process. I’m super excited to see where this journey with Barwick takes me! In my free time I enjoy surfing, fishing, and spending quality time with friends, family, and my two Golden Doodles.

Yvonne N. Parker

Loan Operations Specialist

Yvonne has been in banking since 1995 holding various positions including Teller, Teller Supervisor, Customer Service Representative, Loan Processor, Loan Management/Administration and Loan Compliance Review.  “I am so thrilled to be working with this amazing team, most of whom I’ve worked with for years and look forward to great success!”  Originally from the frozen tundra of Wisconsin, she is a true animal lover and shares her home with her “purr-fect” feline kids.

Our History

We are at the heart of the community – Community Service, Investing in our towns.

From Tradition to Innovation…

What began as a dream of some local families to bring banking to their town, continues to this day.

The City of Barwick was incorporated in 1903 following establishment of a Railroad Station.  Shortly thereafter the Bank of Barwick opened in 1907 and was owned 50% by local individuals and 50% by the Witham Banking Company of Atlanta.  Witham provided advise, check clearing, cash orders and examinations and audits.  One of the early bank directors was the wife of a local doctor, she was one of the only female bank directors in the state at that time.

In 1939 the bank became Citizens Banking Company and served the local merchants and farmers.  It was operated as an Exchange Bank and charged for deposits and withdrawals.  It was owned by C.R. Simmons, Sr., Mrs. W.R. Thrasher and Strozier S. Humphreys.  All were local merchants.  In 1946 C. R. Simmons, Jr. purchased the interest of Mrs. Thrasher and Mr. Humphreys and he and his father continued to operate the bank until 1967.

In 1967 the bank was purchased 50% by five local businessmen and 50% by a banking family from Moultrie, GA, who had interest in other area community banks.  The name was changed to Barwick Banking Company.  In the 70’s the bank became 100% locally owned.  Fred Jones was appointed President in 1979 and continues to serve on the board of directors today.

During Mr. Jones’s tenure as President he helped usher in a new technological era for the bank, including a computer system and in-house processing.

In December 2019 a group of businessmen from St. Augustine, Florida purchased a majority interest in the bank, while continuing to have local ownership.

This year the bank plans on upgrading it’s operating systems, introducing debit cards, digital banking, and mortgage services, all while keeping people and decisions local.

“For Locals, By Locals means a lot to us as a bank”, says CEO Jim Bange.  “We are committed to Barwick and to bringing the latest technology to our customers.   We want to be known as a small bank with all the services you can receive at a big bank.   Our employees are key to that and will continue to help you every day, right here in Barwick and beyond.”

Our Board

Leaders in the community. 

Ken Kresge, Chairman
– St. Augustine, FL

Jim Bange, CEO
– Flagler Beach, FL

Mac McLeod
– St. Augustine, FL


Chad Bowling, President
– St. Augustine, FL

Edwin Pope
– Barwick, GA

Bill Gray
– Atlanta, GA

Breck Sloan
– St. Augustine, FL


Ben Jones
– Barwick, GA

Fred Jones
– Barwick, GA


A reputation for consistently rising above the occasion. 

I have worked with Corey Gibbs for around six years now, and when the pandemic hit, it affected a lot of small businesses.  I called Corey, and he and Barwick Banking Company came through with a PPP loan and helped me keep my employees working.  In a time when big banks are busy taking care of big businesses, it’s good to know bankers like Corey, and banks like Barwick Banking Company are around to help when you need it most.

Matt Carter

Owner/Operator, Carter’s Catfish House, Carter’s Catering and Carter’s Fried Chicken, Adel, GA

The management team at Barwick Banking Company have been impactful partners for me and my businesses for more than 10 years.  Their accessibility, flexibility, and command of business objectives have had a positive influence on the businesses and we look forward to a continued successful partnership for years to come.  I wouldn’t consider banking with anyone other than the team at Barwick Banking Company.

Josh Fogarty

Owner/Operator, Tijuana Flats Daytona Beach, FL (#9 store nationwide) and Orange City, FL (#1 store nationwide)

I have been banking with Marie and Barwick Banking Company for many years.  It’s so nice to walk into a bank where everybody knows your name and they can take care of your banking.  That’s a big difference between the bigger banks and Barwick Banking Company - The people and personal service.

Rick Nix

Owner/Operator, Nix Automotive, Pavo, GA