This Online Privacy Policy (“Policy”) applies to the use of online services offered, owned, or controlled by Barwick Banking Company (“Barwick” or “the Bank”), including, but not limited to our website and mobile applications. Barwick is committed to protecting your private information and providing transparency in communicating the ways in which we, and our partners, use that information. We want you to know how and why we share your information and its positive impact on your experience.
This Policy describes how we may collect, share, and use information about you based on your interaction with our online sites, mobile applications, online advertisements, email, third party websites, and Barwick-branded social media sites (collectively, “Online Services”) and the choices you can make about how your information is collected and used. This Policy applies to information collected when you use our Online Services. By using or accessing our Online Services, you confirm your agreement to the terms and conditions of this Policy in effect at that time and consent to our use of cookies and like technologies.
As you review this Policy, please keep in mind that:
- Personal information that you share on Barwick-managed social media pages, such as Facebook and Twitter/X, are subject to the privacy policies and terms of use of those platforms. You should review those policies before posting any content to those pages. Additionally, please do not share personal information through public social media pages.
- Our Online Services are not intended for children under the age of 13. To comply with the Children’s Online Privacy Protection Act (COPPA), the Bank does not knowingly collect personal information from individuals under the age of 13 without parental consent. Please visit the Federal Trade Commission’s website at https://www.ftc.gov/ to learn more about the COPPA.
- This Policy supplements, but does not replace, Barwick’s Online Services Agreement & Disclosure (“Terms of Use”). In the event of a conflict between this Policy and the Terms of Use, this Policy will prevail.
What Information We Collect:
Personal Information
When you use our Online Services, we collect personal information that you provide, including in our forms, applications, surveys and other online fields. This information may include your name, mailing or email address, telephone number(s), government identification number(s), account number(s), financial information, transaction history, geolocation, contact lists, photographs, biometric and other personal information you may provide. If you have a financial product or service with us for personal, family, or household purposes, we will share and use information we collect from or about you in accordance with our Privacy Notice available on our website.
Non-personal Information
Non-personal information we may collect from your use of our Online Services may include your IP address, browser and/or device information, including location information, if enabled on your device, type of operating system you are using, information about the site or advertisement that brought you to our Online Services, and the parts of our Online Services that you use.
Android and iOS App Permissions
When you download Barwick Banking Company’s app on a mobile device, depending on your software version, you will be prompted to accept certain permissions. Below are the permissions that may be requested by the Barwick app.
Android Users
| Precise Location | |
|---|---|
| Is this data collected, shared, or both? | Collected |
| Is this data processed ephemerally? | Yes |
| Is this data required for your app, or can users choose whether it's collected? | Users can choose where this data is collected. Not required. |
| Why is this user data collected? | App functionality |
| Photos | |
|---|---|
| Is this data collected, shared, or both? | Both |
| Is this data processed ephemerally? | Yes |
| Is this data required for your app, or can users choose whether it's collected? | Data collection is required (users can't turn off this data collection) |
| Why is this user data collected? | Analytics Developer Communications |
| Why is this data shared? | App Functionality |
| App Interactions | |
|---|---|
| Is this data collected, shared, or both? | Collected |
| Is this data processed ephemerally? | No |
| Is this data required for your app, or can users choose whether it's collected? | Data collection is required |
| Why is this user data collected? | Analytics Developer Communications |
| Crash Logs | |
|---|---|
| Is this data collected, shared, or both? | Both |
| Is this data processed ephemerally? | No |
| Is this data required for your app, or can users choose whether it's collected? | Data collection is required |
| Why is this user data collected? | App Functionality Analytics Developer Communications Fraud Prevention, Security & Compliance Account Management |
| Why is this user data shared? | App Functionality Analytics |
| Device or other IDs | |
|---|---|
| Is this data collected, shared, or both? | Both |
| Is this data processed ephemerally? | No |
| Is this data required for your app, or can users choose whether it's collected? | Data collection is required |
| Why is this user data collected? | App Functionality Analytics Developer Communications Fraud Prevention, Security & Compliance Account Management |
| Why is this user data shared? | App Functionality Analytics |
iOS Users:
Contact Info
Purpose:
- App Functionality
| Physical Address | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
| Other User Contact Info | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
Location
Purpose:
- Product Personalization
- App Functionality
| Coarse Location | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
User Content
Purpose:
- App Functionality
| Photos or Videos | |
|---|---|
| Liniked to the user's identity? | Yes |
| Used for tracking purpose? | No |
Usage Data
Purpose:
- Analytics
- App Functionality
| Product Interaction | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
Diagnostics
Purpose:
- Analytics
| Crash Data | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
| Performance Data | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
| Other Diagnostics Data | |
|---|---|
| Liniked to the user's identity? | No |
| Used for tracking purpose? | No |
How We Collect Information:
We collect information through various means, including the information you provide directly to our Online Services, information collected through third parties, as described below, and in an automated fashion, through your browser, cookies, pixel tags, clear gifs, web beacons, flash cookies, and other technologies.
Pixel tags, clear gifs, web beacons and flash cookies are transparent tags that are placed on a website, email or other message and are used to measure the actions of the visitor opening the page that contains the clear gifs and allow us to evaluate the effectiveness of our communications, detect and prevent fraud, and advertise.
Cookies are small text files that are stored on your computer or mobile device that allow us to collect certain information, such as your browser type, the time you spend on our online sites and the pages you visit.
How We Use Information:
The information Barwick Banking Company collects from and about you is used to improve your service and experience with our Online Services. We may use your information:
- To process your requests, transactions, applications and inquiries,
- To verify your identity using location-based data,
- To allow you to apply for products or services (e.g., open a checking account or other financial product) and evaluate your eligibility for such products or services,
- To provide you with updates on your accounts, products and services, such as changes to terms, conditions or policies,
- To inform you about important information (e.g., special offers) regarding products or services for which you apply or may be interested in applying for, or in which you are already enrolled,
- To monitor usage and/or performance, improve customer experience on our Online Services, ensure technological compatibility with visitors’ computers or other electronic or mobile devices, or to conduct aggregate analyses on usage patterns,
- To perform analytics concerning your use of our Online Services, including the pages and advertisements you view utilizing Google Analytics and/or other third-party tools,
- To deliver advertising to you directly or on third-party websites,
- To allow you to access your online accounts,
- To recognize you when you return to our Online Services,
- For risk control, for fraud detection and prevention, and to increase security of our Online Services,
- To provide you with personalized offers and customize your experience with Barwick, and/or
- To comply with applicable legal requirements.
How We Share Information:
If you are a Barwick customer, we may share personal information that we collect about you with our service providers, affiliates, joint marketers, and non-affiliates in accordance with our Privacy Notice available on our website.
View Barwick Banking Company’s Bank Privacy Notice
Third-Party Information & Sites
Barwick Banking Company may contract with advertising companies to advertise our products and services on third-party websites and mobile applications. If we do, we may use information we collect as described above to assist these advertising companies in selecting which of our advertisements and offers may appeal to you. We may also collect information about you from other online and offline sources, including credit reporting agencies and other third-party sources as permitted by law.
Our Online Services may link to the online sites of third parties. When you leave our Online Services and visit a third-party site, your visit is governed by the privacy policies and practices of that website, and not Barwick’s policies. We encourage you to review the terms of use and privacy policies of all third-party websites.
Protecting Information We Share:
Your Choices
Your browser may allow you to choose to not have your activities tracked by adjusting your browser’s cookie settings or permanently using a browser plugin. Note, if you choose to reject cookies, you may not be able to access your accounts online with Barwick. Therefore, if you set your browser options to disallow cookies, you may limit the functionality we can provide when you visit our Online Services.
We or our third-party advertising service providers, including network advertising companies, may use certain information about your online activities, such as websites visited and search key words entered, to help determine which of our advertisements may be of interest to you. If you would like more information about how Google uses data through Google Analytics, and how you can set your preferences for how Google advertises to you, please follow the links below:
We or our third-party service providers may also associate the information that we collect online to recognize you and associate your devices with each other to provide you with seamless access and to customize your user experience on our Online Services across your devices. If you prefer not to receive targeted advertising based on your use of our Online Services, you can opt out of some network advertising programs that use your information. Many network advertising programs also allow you to manage the interest categories as they apply to your online browsing activities.
For information about your choices to opt-out of targeted online advertising please visit: https://www.networkadvertising.org/choices/.
Please remember that even if you opt out of targeted advertising, you may still see our advertisements when you are browsing online. However, the advertisements may not be tailored to you and your interests.
Data Security Measures
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. These measures comply with federal law and include computer safeguards, secured files and buildings. Some of the tools we use include, but aren’t limited to:
- Data encryption — Strong encryption protocols are used that prevent unauthorized individuals from intercepting and viewing your information while it travels to and from our network.
- Email encryption — We use an email encryption service to allow us to securely send to you, and receive from you, documents that contain your personal information.
It is also important that you protect your personal information. We will never request personal information, such as social security number, account numbers, PINs, or passwords, by email, phone calls Barwick Banking Company asking for your personal information, please contact us right away to report the suspicious activity.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through Online Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained within our Online Services.
Accessing and Correcting Your Information
You can review and change your personal information by logging into your Barwick Banking Company Online Banking or Mobile App and visiting your account profile page. You may also reach us using one of the contact methods on our website. For your own protection, please do not send your sensitive personal information you wish to have changed through email. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
Account Deletion
We cannot delete your Personal Information except by also deleting your user account used to access our Online Services. If you choose to delete your Online Banking or Mobile Banking access and data, please log into your Barwick online account and use the secure messaging option to request deletion. Alternatively, you may send an email to CustomerService@barwickbank.com. This request must be in writing per industry standards.
Archived user data is retained even after account deletion occurs, which includes information that links your user profile to your bank account(s) and any personalized settings. This information is kept to facilitate account recovery and is kept for as long as we utilize our digital application product.
Policy Updates
This policy is accurate as of the date shown. If we make updates to this Policy, we will add an “Updated Date” below. Updates are effective as soon as they are published. Your continued use of our Online Services following any updates is your acceptance of the updated Policy.
Policy Date 5/16/2024
If you have questions or comments regarding our Online Services Privacy Policy, please contact:
Barwick Banking Company
Attn: Gail Baker, EVP/Chief Operating Officer
361 Bill France Blvd.
Daytona Beach, FL 32114
GBaker@barwickbank.com
(386)492-6137