Sandra is a Florida native that grew up in the Miami area and later attended the University of Florida. After college, she established herself in the Ormond Beach area where she began working in the banking industry since 2008 and has been in the mortgage industry since 2012. She worked her way up from a teller to a personal banker and later found her passion in mortgage lending. With her extensive experience in banking and mortgage lending, she has become a local go-to mortgage loan officer. She has the knowledge and experience in Conventional, FHA, VA, Construction, Jumbo, purchases and refinances and makes every client a priority. She is committed to providing each customer with an excellent experience and guidance throughout their loan process from application until closing. She is very active in her church and kids’ school and is current member of the Ormond Beach Chamber of Commerce, Daytona Beach Chamber of Commerce, Daytona Beach Realtors Association, and Young Professionals Group Ormond. When she is not working, she enjoys boating and spending time with her husband and three young children.