Chad has been in banking for over 22 years. He began his banking career as a teller at SouthTrust bank and has held a variety of positions with experience on both the retail and commercial side of the business. Chad currently serves on the Board of the St. Augustine YMCA and is a Member of the Rotary Club of St. Augustine. Chad’s favorite aspect of banking is being able to apply a common sense approach to find a solution that will serve the various needs in the community. He enjoys spending time with his wife and 2 children, boating, sports and he loves to travel.